Crediflex New Zealand Limited is committed to protecting your privacy. This privacy statement outlines how we collect, store, use and share your personal information. This statement is a summary only. 

For more information, read our full privacy policy on our website or available on request by submitting your details on this website, you consent to the use of your personal information in accordance with this privacy statement. 

 

What information do we collect?

We may collect personal information about you, either directly from you or indirectly from third parties and we may generate information
about you when we carry out our business. Any personal information collected by us will be for the purpose of assessing your finance
application, providing you with information about our products and services and sharing information with credit reporting agencies.

The types of personal information we collect about you may include your:

• Contact information: such as your name, phone number, email address, postal address, physical address;
• Documents that verify your identity and other personal details: such as your passport or drivers’ licence number;
• Subscriptions/preferences: such as when you subscribe to receive our newsletter or updates, as well as content preferences to help us identify which material you want to receive;
• Billing or purchase information: such as your preferred billing details for our billing purposes and your bank account number for your loan application;
  Technical information: such as information about the device used to access the website or other social media sites, such as IP address, browser type, time zone settings and mobile network information.

 

Where we collect personal information about you indirectly from those third parties set out in our privacy policy and on our website from time to time, we will take reasonable steps to notify you that we have collected your personal information, the purpose for that collection, the details of the recipient of the information, the agency collecting and holding the information, if collection is required or authorised by law and your right to access and correct the information, unless you have already consented to collection from those indirect sources.

 

What do we do with it?

We collect and use your personal information to provide the information and services that you request from us in the course of applying for finance, to provide you with information about other services we consider appropriate in regard to your finance application and for us to assess your application for finance. Who do we share it with?

 

Who do we share it with?

Besides our staff and our related companies such as our Authorised Bodies we may share this information with third parties who enable us to provide you with our services. These include:

• Your other professional advisers
• Product providers
• Our service outsource providers such as IT consultants, custodians, etc.
• Credit Check Companies
• Bank Statement checking software

 

We will only share your personal information with third parties where it is necessary to help us do what we collected your information for, where it is required by law or where you give us authority to. This information assists us with your eligibility for obtaining finance.

We require these third parties to adhere to our strict confidentiality requirements for handling personal information and we seek to ensure that they comply with the Privacy Act 2020.

 

Where do we store it?

We use third party cloud service providers to store and process the information we collect. We use Onenet cloud servers located in New Zealand. We ensure that our cloud-based service providers are subject to appropriate security and information handling arrangements and that the information stored or processed by them remains subject to confidentiality obligations.

 

What are my rights?

You do not have to provide information to us. If you choose not to provide necessary personal information when requested, we maybe be unable to provide certain information or services to you.

You have the right to ask for a copy of any personal information we hold about you, and to ask for it to be corrected if you think it is wrong. If you have any questions about this privacy statement or you’d like to ask for a copy of the information we hold on you, or to have it corrected, please contact us at:

Phone numbers:

+64 (09) 523 3102
0800 273 343 539

Email address:

accounts@crediflex.co.nz

Mailing address:

PO Box 99094, Newmarket, Auckland, New Zealand 1149