I have been involved in business finance for over 35 years, the last 20 as a Director
and Partner at CrediFlex which was founded by the current directors in 2004. Prior to
CrediFlex, I held lending and branch management positions in a bank-owned finance
company.

CrediFlex has always been 100% customer focused, with our many long-term
relationships proving this is a philosophy among partners.

The finance industry has evolved rapidly, but CrediFlex has been committed to
ensuring that quality technology has kept us up to date, ensuring we are able to
store and distribute data securely. This technology allows us to spend more time
working with our clients to deliver professional service and quality outcomes.

As a director I invest time ensuring we are relevant and remain a respected and
trusted financial advice provider in an environment of continual change, always
aiming to exceed the Code of Professional Conduct for Finance Advice Services and
client expectations.

In my leisure time I enjoy mountain biking where my competitive streak comes out,
boating, walking the family dogs and relaxing with my wife, adult children and first
grandchild.