Preparing for 2024 with Asset Finance
Is your business equipped to thrive in 2024? As the new year approaches, strategic planning becomes paramount. CrediFlex, your trusted business partner, ensures you are ready for success. Assessing Your Business Needs: The new year and new government bring the promise of new opportunities along with potential new challenges. One key aspect to consider is […]
Unlocking Financial Potential: Refinancing vs. Restructuring
In the world of financial management, the decision to restructure or refinance can be a pivotal moment for many businesses. This decision can provide a much-needed capital injection for working capital or align financial commitments with future business cash flow. At CrediFlex, we understand the significance of this choice, especially when it comes to existing […]
Why Structuring Your Finances Matters More Than the Interest Rate
In the world of finance, we often hear about the importance of securing low interest rates. And while it’s true that lower rates can save you money in the long run, there’s a critical aspect that often takes a back seat in these discussions – the structure of your financing. Here at CrediFlex, we believe […]
How Business Performance Reviews Drive Strategic Growth
In the ever-evolving landscape of business, the pursuit of success is an ongoing journey. As entrepreneurs, we navigate challenges and opportunities with strategic planning and action, striving for success and growth. One powerful tool that often remains underutilised in this journey is the business performance review. In this blog, we will explore the significance of […]
Piloting Your Business in a Slowing Economy with CrediFlex
Kia ora! At CrediFlex, we know that understanding the nuances of business ownership and economic shifts in Aotearoa is pivotal to your business journey. Our purpose is to offer guidance amidst fluctuating economic conditions, leveraging our knowledge of market trends and tailored financial solutions. This month, we’re examining the current economic slowdown and how your […]
Understanding the Difference between Non-Bank Lenders and Bank Lenders
When it comes to financing your business or securing funds for personal needs, it’s essential to explore all available options. In New Zealand, there are two primary types of lenders: non-bank lenders and bank lenders. In this blog post, we’ll dive into the definitions of each and shed light on their unique characteristics, empowering you […]
The Role of CrediFlex Brokers in Financing Success
As a business owner, navigating the world of finance can be a daunting task. Whether you’re looking to manage cash flow, secure funding, or finance a new asset, having a trusted advisor by your side can make all the difference. At CrediFlex, we understand the challenges and aspirations that come with running a business. Our […]
Applying for Finance. It Doesn’t Have to be (Highly) Stressful
Applying for finance can be stressful, even at the best of times. If the loan is to help get you through a difficult trading period, the stress can be even greater! But there’s a lot you can do to make the process not only easier for you, but also more likely to achieve your desired […]
How to Build a Good Credit History
Having a good credit history is key to more than just accessing finance like mortgages, car loans or credit cards. It’s what many providers consider when they supply goods or services with deferred payment. Even renting a home or getting a job can be out of reach for those with black marks on their credit […]
Unravelling the Flood Relief Package
When Cyclone Gabrielle rained havoc in New Zealand from the 12th to the 14th of February this year most of us were unprepared. We heard the MetService warnings, and we made provisions for possible disruption. But the reality of that event proved to be far more destructive than most of us had perceived possible. Now […]
